
Learn how to purchase a timeshare in four simple steps—research vacation clubs, explore resorts, try a stay, and choose a membership that fits your travel goals.
Purchasing a timeshare or vacation ownership is as simple as researching club benefits and properties, enjoying a trial stay, and becoming a member. Today’s vacation ownership options look a little different from those of years ago. Modern programs focus on flexible travel planning, a variety of destinations, and meaningful member benefits rather than simply reserving the same vacation week every year. In most cases, purchasing vacation ownership involves four simple steps:
This guide explains how vacation clubs work, what to consider before joining, and how to get started with a flexible travel membership.
Vacation ownership falls under two common categories: timeshares and vacation clubs. A traditional timeshare gives you access to a specific resort during a fixed week each year. A vacation club uses a points-based membership system that allows members to choose when and where they travel within a network of destinations.
Modern timeshare sales companies provide a range of vacation club options designed to support different travel styles. Programs like Capital Vacations Club provide members with flexibility, destination variety, and travel support. Here’s how we compare:
Vacation Ownership Models
Feature
Capital Vacations Club
Timeshare Programs
Travel Clubs
Flexible points system
Yes
Sometimes
Often
Multiple destinations
Yes
Limited
Varies
Resort portfolio
Wide variety
Limited
Varies
Travel support services
Yes
Limited
Often
Planning is the key to purchasing the best timeshare. Take time to review several club options before making a decision. Each program offers its own structure, destinations, and member benefits. The right fit often comes down to how you like to travel and the level of flexibility you want. Before purchasing a timeshare, you should consider:
Many travelers today are drawn to vacation travel club memberships for flexibility, destination variety, and travel support. That’s why most models now use points-based membership systems. Instead of reserving the same week every year, members can use their points to plan trips based on availability, destination, and season.
Capital Vacations Club gives members the ability to plan trips based on their schedule, interests, and preferred destinations. For example, our members use their Club Points to explore a growing portfolio of resorts and book a trip when it best suits them.
Once you’ve explored a few programs, the next step is to learn more about their resort destinations. This helps you visualize what future travel experiences will look like in each program. When reviewing resorts, take time to:
Here’s an example of details you should know about the accommodations offered by each vacation club:
Capital Vacations Club Featured Resorts Info
Resort
Location
Miles from the airport
Amenities
Nearby attractions
Branson, Missouri
18 miles
Waterpark, pool, on-site dining
Lake, nearby historic district, Aquarium at the Boardwalk
Kissimmee, Florida
21.9 miles
Outdoor pool deck, tennis court, movie theater
Disney, SeaWorld, Universal Studios
Maui, Hawaii
1.4 miles
Beach access, pool, tennis court
Maui Brewing Co., Maui Chocolate Tour, snorkeling, and helicopter tours
Cocoa Beach, Florida
49 miles
Movie theater, tennis court, beach access, sauna
Victory Casino Cruise, pier, boogie boarding, and wakeboarding
Breezy Point, Minnesota
20.2 miles
Indoor pool, lake, and marina access, golf course, and fishing gear
Skiing, Forestedge winery, bowling, amusement parks
One of the most helpful ways to evaluate vacation ownership is to experience the resort and the process firsthand. Many vacation clubs offer introductory travel opportunities that allow travelers to explore the experience before deciding on membership. During a trial stay, you can:
If you decide vacation ownership fits your lifestyle, become a member with Capital Vacations. At this point in the process, you only need to follow a few more steps to purchase a timeshare:
Keep in mind that the length of ownership depends on the program and location. Some vacation ownership agreements last for a specific number of years, while others offer long-term membership structures.
Learn more about vacation ownership with Capital Vacations Club. As a member, you’ll enjoy access to destinations across the country and comfortable stays at customer-favorite resorts. Speak with a team member who can help guide you through the process.
You can get a timeshare vacation by buying into vacation ownership using the following steps:
Consider your travel preferences and lifestyle, and look for a compatible club. Capital Vacations Club is the best ownership program for travelers who prefer points-based systems and a variety of resort and destination options. A traditional timeshare is better for those who only vacation once a year and enjoy frequenting one destination—think anniversary trips to a beloved city.
Timeshares aren’t a traditional investment since financial value doesn’t appreciate over time, but vacation ownership offers priceless experiences to those who travel multiple times a year. Vacation Club Membership is a smart choice for those who prioritize traveling in their annual budget.

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